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Equity Homes LLC

Equity Homes LLCEquity Homes LLCEquity Homes LLC

Equity Homes LLC

Equity Homes LLCEquity Homes LLCEquity Homes LLC
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Program Qualifications

Eligibility Questionnaire

Personal Goal/Interest:

  • Do you have the Intent or Want to Purchase a Home?


Timeline to Move:

  • Do you have at least 4-6 weeks BEFORE you're required to move?
  • Is your Timeline somewhat flexible?
  • Do you have temporary House options if a few days to a couple more weeks are needed?


Budget & Income Requirements:

  • Is the one-time, fully refundable $500 deposit feasible for you right now?
  • Can you afford a monthly House Payment of at least $2350/mo? 
  • ..OR.. Are you planning on having a Down Payment of roughly 3.5%?
  • Do you have an overall solid, 36-month work history with a reliable source of taxable income that can be validated with Pay Stubs?
  • ...OR.. If you are currently Self-Employed; Does your “Adjusted Gross Income” for the last 2 years, justify your ability?
  • ...OR.. If your source of Income is 'Non-Taxable '; Is it guaranteed for at least the next 3yrs, if not longer?
  • Do you have the ability to cover your own closing costs (if applicable), prior to move-in?


Debts Reporting to Credit:

  • Have all your monthly payment obligations that report to credit, been paid on time for the last 6 months (meaning no late payments of 30 days or more)?


Bankruptcy Filing(s):

  • Chapter 7; has it been at least 18 months since it was either Discharged or else Dismissed?
  • Chapter 13; have you made at least 12 Months of On-Time Payments toward settlement?


Foreclosure, Short Sale, or Deed-in-Lieu of Foreclosure(s):

  • Has it been at least 34 Months, since such has been reported against your Credit?


IRS Related Requirements: 

  • Have you filed your Federal & State Tax Returns, for the last 2 years? (Unless your income is & has been “Non-Taxable”.) 
  • Do you owe anything in "Back Taxes" to either Federal or State? If so, have you set up a payment plan that you are complying with?
  • Do you have a Valid “Social Security Number” OR even a Valid “Work Visa & ITIN#”?

If you answered "YES" to most of the questions & OWNING a Home is a goal of yours, then you’ve come  to the right place! Click Below to Apply ...

Apply Now - Risk Free

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